Shopify Payments Fee Calculator
What you keep from an order after Shopify Payments fees, on every plan: Basic 2.9% + $0.30, Grow 2.7% + $0.30, Advanced 2.5% + $0.30. Then see which plan costs least for your monthly sales. Compared with PayPal and Stripe.
Shopify plans and payment rates (US), 2026
Monthly price with monthly billing (yearly billing in brackets) and Shopify Payments rates per plan.
| Plan | Per month | Online cards | Other providers |
|---|---|---|---|
| Basic | $39 ($29 yearly) | 2.9% + $0.30 being verified | 2% |
| Grow | $105 ($79 yearly) | 2.7% + $0.30 being verified | 1% |
| Advanced | $399 ($299 yearly) | 2.5% + $0.30 being verified | 0.6% |
| Plus | from $2,300 | 2.25% + $0.30 being verified | 0.2% |
International cards add 1% being verified; currency conversion for US stores is 1.5%. "Other providers" is Shopify's transaction fee when an order is paid through PayPal, Stripe or another provider instead of Shopify Payments, on top of that provider's own fee. Source: Shopify: Pricing, Shopify Help: Markets fees and costs, Shopify: International tools pricing · checked 31 Oct 2026 being verified
Which Shopify plan costs least?
Subscription plus Shopify Payments fees on your online card sales for one month. Plus has custom pricing and is left out.
| Plan | Subscription | Payment fees | Total per month |
|---|---|---|---|
| Basic | $39.00 | $730.00 | $769.00 |
| Grow | $105.00 | $690.00 | $795.00 |
| Advanced | $399.00 | $650.00 | $1,049.00 |
Grow pays off above about $33,000 of online card sales a month; Advanced beats Grow above about $147,000.
PayPal vs Stripe vs Shopify Payments
What you keep from the same card payment. PayPal: card through PayPal Checkout; Shopify Payments: Basic plan, standard card.
| Payment | PayPal | Stripe | Shopify Payments |
|---|---|---|---|
| US card, $100 | $96.52 | $96.80 | $96.80 |
| US card, $25 | $23.76 | $23.97 | $23.97 |
| International card, $100 | $95.02 | $95.30 | $95.80 |
| International card with conversion, $250 | $230.78 | $236.20 | $236.20 |
Rates marked "being verified" are published on one official page so far; see how we verify rates.
Frequently asked
What are Shopify Payments fees?
For online card payments: Basic 2.9% + $0.30, Grow 2.7% + $0.30, Advanced 2.5% + $0.30, and 2.25% + $0.30 on Plus. Premium cards cost more (3.5% + $0.30 on Basic), international cards add 1% and currency conversion 1.5%. On Basic, a $100.00 order leaves $96.80.
What does Shopify charge if I use PayPal or Stripe instead?
A transaction fee of 2% on Basic, 1% on Grow, 0.6% on Advanced, 0.2% on Plus, on top of the provider's own fee. A $100.00 card payment through Stripe on the Basic plan costs $3.20 plus $2.00. With Shopify Payments there is no transaction fee.
When is the Grow plan cheaper than Basic?
Grow costs $66 more a month but takes 0.2% less per sale, so it pays off above about $33,000 of online card sales a month ($25,000 with yearly billing). Advanced beats Grow above about $147,000 a month.
What are premium cards on Shopify Payments?
Rewards, business and other premium cards that cost banks more. Shopify charges them at a higher rate: Basic 3.5% + $0.30, Grow 3.3% + $0.30, Advanced 3.1% + $0.30, Plus 2.95% + $0.30.
Do I pay Shopify Payments fees on refunds?
Shopify does not return the processing fee of the original payment when you refund an order.